Why Obamacare Is Working Better Than Some Had Planned

There was a time when Obamacare or the Affordable Care Act was quite unpopular. The propaganda that was making its way around the masses could be the reason for this. It was said to be a form of socialized medicine, which made it an unpopular law since many Americans fear socialism. Still, it seems that Obamacare is finally gaining some traction amongst citizens as it appears to be more popular than ever. The following are a few reasons why this law has worked out better than expected.

The Pre-Existing Problem

One major problem that Americans faced before the ACA or Obamacare was that insurance companies were able to deny those with pre-existing conditions or make coverage difficult for them. Some were forced to wait a long time before they were covered by a particular insurance and, even then, insurance was inadequate or had limitations. This meant that a person suffering from a chronic illness might not be covered for the duration of his or her illness.

Obamacare was able to take care of this problem by making insurance companies cover people with pre-existing conditions. This was done through the ACA program that asked younger and healthier folks to subsidize people who were sick under the program. The government also chipped in to ensure that those who needed the most care were taken care of. Obamacare’s ability to eliminate the pre-existing issue has become one of the most popular aspects of the program. Its popularity has crossed party lines to the point that almost everyone is in favor of it.

Now Insured

There was a time, before Obamacare, when most Americans were uninsured. Health care was simply too costly, and many could not afford it. Those who were insured were often under-insured. Obamacare has now reversed this issue and is proudly insuring more people than ever expected.

This is not to say that there are no uninsured people out there, but the number of uninsured people just hit an all-time low. There is a lot of work to do to get every American the insurance they need, such as Medigap insurance, but the problem is that this current administration is bent on gutting the program–without a replacement.

A Brighter Future

One of the biggest changes that Obamacare has brought to the American people is a change in culture. There was a time when some of the ideas discussed within this program were thought of as forms of socialism, but the ACA’s rise in popularity tells a different story. It says that Americans are starting to warm up to different ideas that may help improve health care in the country. A popular solution is a single-payer health care system where the medical industry becomes a government-run industry like public education.

Doctors will become employees of the people like cops or firemen. This idea would have been frowned upon by most Americans the moment details surfaced, but it is now a very popular concept. Essentially, this program would make health care free for all, but it might also raise taxes for everyone, which can feel like a burden. Still, this might seem like a burden now. People should keep in mind that Roosevelt’s New Deal felt like a burden when it was first proposed, but Social Security is now one of the most popular programs in the United States. Another idea is to remove state line restrictions that health care insurance companies have to promote national competition amongst insurance companies. The goal here is to promote healthy competition, which most capitalists believe will bring prices down.

Obamacare does have a number of flaws, which has placed a burden on some people. For example, those who are not in need of health care have to pay relatively high premiums. The number of insured Americans is not as high as it should be. It should be noted that Obamacare has not been able to insure every single person in the United States, but it is clear that the good outweighs the bad. Besides, just like anything else, there is always going to be room for improvement.

 

By:  Kevin Faber 

21